Secure Your Family’s Future with Insurance
Protection that gives you peace of mind — compare term and health plans, understand how they work, and get personalised recommendations from Stockstrail.
Insurance — Complete Service Overview
Insurance provides financial protection against unexpected events so your family, health, and finances remain secure. At Stockstrail we help you choose the right plans based on your needs, income, family size and long-term goals.
Term Insurance
High life cover at affordable premiums — pays a lump-sum (Sum Assured) to the nominee if the policyholder passes away.
Explore Term InsuranceHealth Insurance
Covers medical expenses from illness, accidents, surgery or hospitalisation. Includes cashless treatment and family options.
Explore Health InsuranceGuidance & Support
We compare plans across insurers, assist with purchase & claims, and provide unbiased recommendations.
Claims Assistance
Hassle-free support and step-by-step help to simplify claims.
Term Insurance — What & Why
Term insurance gives a high life cover at a low cost. It ensures your family can continue meeting goals and obligations if you are not there to provide for them.
Why buy term insurance?
- High coverage at low premiums (₹50L, ₹1Cr)
- Protects family from income loss & loans
- Simple structure — pay premium, nominee receives sum assured
- Ideal for young professionals and families
How it works
- Choose coverage (e.g., ₹1 crore)
- Select policy term (10–40 years)
- Pay premiums regularly
- If death occurs within term, nominee receives the sum assured
Realistic Cases
Rahul — 35, family breadwinner
Buys ₹1 crore cover at ~₹12,000/year. On claim, family clears home loan and funds children’s education.
Pooja — 28, supporting parents
Buys ₹50 lakh plan ensuring parents' financial safety in case of loss.
Health Insurance — What & Why
Health insurance protects you from high medical bills and offers cashless treatment at network hospitals, preserving your savings.
Key benefits
- Cashless treatment at network hospitals
- Family floater plans
- Protection from rising healthcare costs
- Cashless or reimbursement claims
How it works
- Select sum insured (₹3L–₹10L+)
- Pay annual premium
- Use network hospitals or claim reimbursement
Health — Real Cases
Mr. Sharma — Dengue
₹78,000 bill fully covered by cashless claim.
Mrs. Kavita — Surgery
₹1.2 lakh gallbladder surgery covered.
Young Family
₹58,000 treatment covered under family floater.
Health Insurance vs Term Insurance
| Feature | Term Insurance | Health Insurance |
|---|---|---|
| Purpose | Protects family after death | Covers medical expenses during life |
| Payout | Lump sum (Sum Assured) | Hospital bills & treatment costs |
| Duration | 10–40 years long-term | Annual or multi-year renewals |
| Beneficiary | Nominee / Family | Policyholder |
Both play different roles — term insurance protects family income after death while health insurance protects your savings during medical emergencies. Most households benefit from having both.
Who should consider insurance?
Individuals with dependents
Salaried employees with loans
Single earning members
Parents planning long-term safety
Working individuals
Families with children
Senior citizens
People with medical history
Ready to protect what matters?
Share basic details and we’ll suggest the right term & health plans for your needs.
Get personalised insurance advice