Stockstrail

Smart Loans for Your Financial Goals

Access funds without disrupting your investments — explore LAMF, business loans, and home loans with minimal documentation and transparent guidance from Stockstrail.

Loans — Complete Service Overview

Financial needs can arise at any stage—whether expanding a business, buying a home, or handling urgent personal expenses. Instead of breaking investments, the right loan solution provides immediate support with structured repayment options.

Stockstrail offers carefully selected loan services designed to be simple, transparent, and suitable for various financial requirements. We ensure access to funds with minimal documentation, faster approval, competitive rates, and expert guidance.

Loan Against Mutual Funds (LAMF)

Pledge your MF units and access liquidity without selling your investments.

Explore Loan Against Mutual Funds (LAMF)

Business Loans

Funding for working capital, expansion, inventory, and business growth.

Explore Business Loans

Home Loans

Purchase, build, or renovate with long-term tenure and competitive rates.

Explore Home Loans

Expert Guidance & Support

We compare lenders, assist with documentation, and provide transparent advice.

Loan Against Mutual Funds

Loan Against Mutual Funds — What & Why

LAMF lets you borrow by pledging your mutual fund units as collateral. Your investments remain active and can continue to grow while you access liquidity—making this a smart borrowing strategy.

Key Advantages

  • No need to redeem investments
  • Lower interest rates (7–9%) compared to unsecured personal loans
  • Quick approval with minimal documentation
  • Loan value: 50–60% of equity funds, higher for debt funds
  • Continue earning market returns

How LAMF Works

  1. Pledge mutual fund units digitally.
  2. Lender assesses value and approves loan limit.
  3. Funds transferred quickly.
  4. Repay via EMIs or lump sum.
  5. Funds unpledged after repayment.

Realistic Cases

Professional — Urgent Need

Needed ₹3–4 lakh. Instead of redeeming funds, pledged mutual funds & repaid loan in months without affecting SIPs.

Shop Owner — Working Capital

Needed ₹5 lakh for inventory. Used LAMF instead of costly personal loans and repaid after sales cycle.

Investor — Opportunity Borrowing

Used LAMF for short-term opportunity without disturbing long-term investments.

Business & Home Loans — What & Why

Business Loans

Provides entrepreneurs with funds for working capital, expansion, inventory or machinery purchase.

How Business Loans Work

  1. Submit essential business documents.
  2. Credit score & turnover analysis.
  3. Loan approved based on stability.
  4. Repay through flexible EMIs.

Home Loans

Ideal for buying, building or renovating property. Offers tax benefits and long repayment tenure.

How Home Loans Work

  1. Submit income & property documents.
  2. Bank verifies eligibility & property value.
  3. Loan & EMI structure finalised.
  4. Loan disbursed for purchase or construction.

Real-Life Examples

Trader — Business Loan

Needed ₹3 lakh before festive season. Took loan, stocked inventory, increased sales, repaid comfortably.

Young Family — Home Loan

Purchased ₹50 lakh home with long-term EMI plan—achieved homeownership early without financial strain.

Business and Home Loans

Who Should Consider Loans?

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Mutual fund investors needing liquidity

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Business owners needing working capital

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Entrepreneurs needing fast approvals

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Individuals wanting lower rates than personal loans

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Property buyers seeking long-term financing

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Professionals facing emergencies

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Businesses with seasonal cash flow fluctuations

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Borrowers wanting to retain market participation

Why Choose Stockstrail for Loan Assistance?

Expert Guidance

We help you choose the right loan based on your financial goals and EMI capacity.

Lender Comparison

We compare banks & NBFCs to get you the best rate and EMI.

Documentation Support

We help you prepare and submit all required documents.

Transparent Explanations

You fully understand charges, terms, and EMI structures.

Personalised Recommendations

Suggestions based on your income, profile, and objectives.

End-to-End Support

We assist from application to disbursement and repayment guidance.

How to Get Started with a Loan

1

Discuss Your Requirement

Share your financial need and timeline with our specialists.

2

Select the Right Loan Type

Choose between LAMF, business loan, or home loan.

3

Submit Required Documents

We guide you on exactly what documents are needed.

4

Application Processing

We submit applications to trusted lenders and track progress.

5

Receive Funds & Guidance

Funds disbursed after approval, plus repayment planning support.

Ready to access funds without disrupting your investments?

Let us help you find the right loan solution with minimal documentation and competitive rates.

Get personalised loan advice