RECURRING DEPOSIT CALCULATOR
Calculate how much your monthly deposits will grow with guaranteed bank interest rates.
Turn this calculation into a real portfolio. Get a customized, research-backed mutual fund basket curated by certified advisors at Stockstrail (AMFI ARN-284122) — completely free with zero distributor markups.
Need help selecting the best RD investments?
Calculators give you mathematical projections, but market compounding requires disciplined asset allocation, periodic rebalancing, and choosing low-expense ratio schemes. Speak with Vikrant Bhardwaj for a 100% free personalized investment blueprint.
Recurring Deposit (RD) Wealth Planning
A Recurring Deposit offers a disciplined, risk-free savings mechanism for individuals who wish to build a guaranteed corpus through regular monthly contributions at fixed interest rates.
How to Use the RD Calculator
Monthly Deposit
Enter the fixed amount you commit to depositing every month.
Interest Rate
Set the guaranteed annual interest rate offered by the institution.
Deposit Tenure
Choose the total tenure in years for your recurring savings plan.
View Total Corpus
Instantly view your accumulated savings, total interest earned, and maturity value.
Want Higher Returns with SIP?
While RDs offer guaranteed 6.5% - 7.5% returns, long-term Mutual Fund SIPs have historically generated 12% - 15% CAGR.
Compare with SIP Calculator →Have a Lumpsum Amount?
If you have a one-time capital sum available today, explore fixed deposits with quarterly compounding.
Calculate Fixed Deposit Returns →Guaranteed Capital Accumulation
Recurring deposits provide predictable, assured returns backed by commercial banks or post office schemes, making them ideal for short-to-medium term fixed commitments.
Systematic Cash-Flow Management
By setting aside a predetermined monthly instalment, investors can plan for upcoming planned expenses. Explore our Mutual Funds solutions for wealth creation.
FAQ
Everything you need to know.
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Need help choosing the right funds or tax strategy?
Book a 1-on-1 confidential strategy session with certified advisors at Stockstrail to audit your existing investments and build an optimal wealth plan.