How is interest calculated on a Recurring Deposit?

Each monthly instalment earns compound interest for its remaining tenure. Our calculator adds these together to show your total maturity value.

What's the difference between an RD and a Fixed Deposit?

An FD requires a one-time lump sum, while an RD lets you invest a fixed amount every month.

Is the Stockstrail RD Calculator free to use?

Yes, it is completely free and shows instant results.

Can I increase my monthly RD amount later?

Most banks fix the monthly instalment amount for the full tenure. Plan your amount carefully upfront.

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MONTHLY INVESTMENT

₹ 32,500

EXPECTED RETURN RATE (p.a.)

12%

TIME PERIOD (Years)

10 Yr

Invested Amount₹39,00,000

Est. Returns₹33,81,166

Total Value₹72,81,166

1.87x

Returns

86.7%Growth

RETURNS

INVESTED AMOUNT

Stockstrail RD Calculator

Estimate your Recurring Deposit (RD) maturity value instantly. Build a disciplined saving habit with full clarity on your future returns.

Input your monthly deposit, interest rate, and tenure to see your projected amount in seconds.

Use the RD Calculator

What is an RD Calculator?

A Recurring Deposit lets you invest a fixed amount monthly, earning FD-like interest. It's the simplest way to build regular savings without a lump sum.

Our calculator estimates your maturity value by factoring in your instalment, interest rate, and tenure.

How it Works

Enter your monthly deposit amount.
Enter the bank's interest rate.
Enter your tenure in months.
View your estimated maturity amount and total interest instantly.

Example

Depositing ₹2,000 monthly for 3 years at 7% grows your ₹72,000 investment to roughly ₹80,500.

⚠️ Note: Actual RD maturity values depend on your bank's specific compounding frequency.

Benefits

Instantly estimates maturity amount and interest earned.
Helps set realistic monthly saving targets.
Encourages disciplined saving without large upfront capital.
Completely free and instant.

Got Questions?

FAQ

Everything you need to know.