FIXED DEPOSIT CALCULATOR
Calculate your exact Fixed Deposit maturity amount and interest earned with quarterly compounding.
Lock in up to 9.1% p.a. guaranteed returns with AAA-rated corporate FDs.
Turn this calculation into a real portfolio. Get a customized, research-backed mutual fund basket curated by certified advisors at Stockstrail (AMFI ARN-284122) — completely free with zero distributor markups.
Need help selecting the best FD investments?
Calculators give you mathematical projections, but market compounding requires disciplined asset allocation, periodic rebalancing, and choosing low-expense ratio schemes. Speak with Vikrant Bhardwaj for a 100% free personalized investment blueprint.
Fixed Deposit (FD) Maturity & Growth
Fixed Deposits remain one of India's most trusted capital preservation and guaranteed return vehicles. Understanding how compounding intervals affect your final maturity payout enables smarter allocation across tenures and issuers.
How to Use the FD Calculator
Deposit Amount
Enter the lump sum capital you intend to lock into the fixed deposit.
Interest Rate
Set the contracted annual interest rate offered by your bank or corporate issuer.
Deposit Tenure
Select the lock-in duration in years to match your liquidity requirements.
Check Maturity
View your guaranteed interest earnings and final maturity payout with quarterly compounding.
Explore High-Yield Corporate Fixed Deposits
Up to 9.1% P.A.Earn higher guaranteed returns than standard savings accounts and traditional bank FDs with ICRA & CRISIL AAA-rated corporate deposits.
View Curated Corporate FD Plans →Quarterly Compounding Advantage
Because interest is calculated and added to the principal quarterly, the effective annual yield on a fixed deposit is slightly higher than the nominal rate. Check the Tax Calculator to estimate post-tax returns.
Bank vs Corporate Deposits
High-rated corporate deposits offer higher yields than traditional bank FDs. If you prefer monthly savings instead of a one-time deposit, compare with our RD Calculator.
FAQ
Everything you need to know.
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Need help choosing the right funds or tax strategy?
Book a 1-on-1 confidential strategy session with certified advisors at Stockstrail to audit your existing investments and build an optimal wealth plan.