INCOME TAX CALCULATOR
Compare your tax under the New vs Old Tax Regime and see how much you can save.
Save up to ₹46,800 under Section 80C with tax-optimized mutual funds.
Turn this calculation into a real portfolio. Get a customized, research-backed mutual fund basket curated by certified advisors at Stockstrail (AMFI ARN-284122) — completely free with zero distributor markups.
Need help selecting the best TAX investments?
Calculators give you mathematical projections, but market compounding requires disciplined asset allocation, periodic rebalancing, and choosing low-expense ratio schemes. Speak with Vikrant Bhardwaj for a 100% free personalized investment blueprint.
Income Tax Planning & Regime Comparison
Choosing the most tax-efficient regime requires an accurate comparison of your gross taxable income against eligible exemptions and chapter VI-A deductions.
How to Use the Tax Calculator
Select AY & Age
Choose the Assessment Year and your age category to load the relevant tax slabs.
Annual Income
Enter your total annual gross income from salary, business, interest, and capital gains.
Enter Deductions
Input eligible deductions like Section 80C (up to ₹1.5L), 80D (health insurance), etc.
Compare Regimes
Instantly compare net tax liability under the New vs Old Regime side-by-side.
Popular Tax Optimization Strategies
Save ₹46,800 with ELSS Funds
Section 80CELSS (Equity Linked Savings Scheme) has the shortest lock-in period (3 years) among all 80C instruments and offers equity-grade compounding potential.
Explore Top ELSS Mutual Funds →Health Insurance Deductions
Section 80DClaim up to ₹25,000 (self & family) plus up to ₹50,000 for senior citizen parents for health insurance premiums paid during the financial year.
Review Insurance Protection Plans →New Tax Regime Features
Designed to simplify tax filing with reduced slab rates and standard rebates. Salaried taxpayers benefit from a ₹75,000 standard deduction with minimal documentation overhead.
Old Tax Regime Deductions
Allows taxpayers with substantial eligible deductions—including ELSS mutual funds, tax-saving FDs, health insurance, and home loan interest—to lower their effective taxable income.
FAQ
Everything you need to know.
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Tax-Saving ELSS Funds
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Need help choosing the right funds or tax strategy?
Book a 1-on-1 confidential strategy session with certified advisors at Stockstrail to audit your existing investments and build an optimal wealth plan.